Most employers carry workers' compensation insurance and thus a workers' compensation claim is administered and handled by a representative of the insurance company "the adjuster". The adjuster's role is to administer the claim so that the insurance company provides the injured worker the workers compensation benefits authorized by law without overpaying any of those benefits. This includes paying for medical treatment which is both reasonable and necessary, paying temporary disability benefits for the period of time that the injured worker is unable to work and paying the appropriate vocational disability benefits.








